The Credit Sorted Console — Interactive UK Credit-Repair Tool

The Credit Sorted Console is a live UK credit-repair tool that tracks all 3 bureaus, writes your dispute letters and calculates your 28-day deadlines for you.

👉 Try it free first: open the free 90-day planner — runs in your browser, weeks 1–3, no sign-up. The full Console below unlocks all 13 weeks, the dispute-letter generator, 28-day deadline tracking, the budget tracker and the payoff p

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Stop guessing. The Console turns credit repair into a plan you actually follow — week by week:

✓ 90-day action plan — 60+ UK steps, in the right order

✓ Dispute letters written for you — with auto 28-day deadlines

✓ All 3 bureaus tracked side by side — Experian, Equifax & TransUnion

You're trying to fix your credit. But nothing's moving.

You've read the threads, saved the TikTok tips, maybe even paid for a subscription that just shows your score and tells you to "pay on time." Meanwhile you're still getting declined, still unsure which bureau to check, still not certain whether that CCJ is showing as settled.

The Credit Sorted Console is different. It's not a PDF you read once and forget — it's a live, interactive tool that walks you through a week-by-week plan, tracks all 3 UK credit bureaus side by side, writes your dispute letters for you, auto-calculates your 28-day deadlines, and shows you the exact date you'll be debt-free. Built for the UK system and backed by the actual rules — Consumer Credit Act s.159, UK GDPR, ICO and CIFAS. Clarity, not more noise.

📘 Blueprint vs Console — which do you need?

The £27 Blueprint is the written plan you follow yourself. The £47 Console is that same 90-day plan built into a live, do-it-with-me tool — it does the tracking, the deadline maths, the dispute letters and the debt-payoff projections for you, so you never lose your place. This is the upgrade.

WHAT'S INSIDE — 4 tools in one:

📋 TAB 1 — CREDIT ACTION PLAN

Stop lying awake wondering if you're doing it right. 13 weeks. 60+ tasks. Every step in the right order, each with a "why this matters" tip so you understand exactly what you're doing — and why it works in the UK system.

• Electoral Roll registration, financial disassociation, CCJ Register checks, CIFAS marker guidance, goodwill deletion — all UK-specific
• A live progress bar and tick-off tracking, plus a realistic "What to Expect" timeline so you always know if you're on track
• Print your plan and put it on the fridge — accountability, offline

🔍 TAB 2 — CREDIT FILE AUDIT

One place to run all 3 bureaus like a command centre — and the home of the two features people love most.

• Score tracker: log Experian, Equifax & TransUnion with dates and watch them climb over time on one comparable chart
• Disputes log with auto-calculated 28-day deadlines (Consumer Credit Act s.159 & UK GDPR) and a one-tap 📅 Add to calendar reminder — so you never miss a response window
• ✉️ One-click dispute-letter generator — pre-fills a ready-to-send letter with your details and the exact legal grounds, then tells you precisely where to submit it (Experian, Equifax, TransUnion) and how to escalate for free to the ICO or Financial Ombudsman. Just copy, paste, edit, send and track.
• Verify your personal info across all 3 bureaus, register every account on your file, and flag anything you don't recognise

💷 TAB 3 — INCOME & EXPENDITURE TRACKER

Free up cash to throw at debt — without spreadsheet headaches. Most budget trackers are American. This one knows UK life: council tax, TV licence, DMPs, BNPL, overdraft and 40+ UK-specific line items.

• Live surplus/deficit summary that updates as you type — see instantly what's left to redirect at debt
• A smart tip that suggests how much of your surplus to put toward reducing balances

📉 TAB 4 — PAYOFF PLANNER (new)

See the exact date you'll be debt-free — and how much sooner a little extra each month gets you there. Enter each card or loan (balance, APR, current & minimum payment) and the Console projects it for you:

• Your debt-free date on your current payments — versus how long the minimum-only trap really takes
• A clear 3-line chart that shows the difference at a glance
• A "what if" box: add, say, £50/month and watch it clear months sooner — with the interest you'd save spelled out. Avalanche maths done for you, no spreadsheets

Plus, across the whole tool:

• 📄 Branded progress report — one click exports a clean PDF of your scores, plan progress, disputes and budget. Save it, print it, or take it to a debt adviser
• 💾 Backup & restore — export everything to a single file, email it to yourself, and restore on any device. Your progress is never trapped in one browser
• 🔒 100% private & offline — no sign-up, no account, no server. Everything lives on your device and nothing is ever uploaded

HOW IT WORKS:

1. Download the file — it arrives as a small ZIP
2. Unzip it, then open the single .html file inside in any browser (Chrome, Edge, Safari, Firefox) on desktop or laptop
3. Start with Tab 1 and work through your 90-day plan week by week
4. Use Tab 2 to track your scores, log disputes and generate your letters
5. Find spare cash in Tab 3, then plan your debt-free date in Tab 4
6. Everything saves automatically — and you can back it up to a file whenever you like

THIS IS FOR YOU IF:

• ✓ You've been turned down for credit, a mortgage or a phone contract in the last 12 months — and you're tired of the embarrassment
• ✓ You're overwhelmed by conflicting advice and don't know where to start
• ✓ You've paid for a subscription that just showed your score and did nothing else
• ✓ You want a system that does the tracking, letters and maths for you — not something you read once and forget

THIS IS NOT FOR YOU IF:

• ✗ You want a quick fix or guaranteed results (no one can ethically promise that)
• ✗ You're looking for regulated financial advice (this is educational, not regulated)
• ✗ You want a mobile app (this is a standalone HTML tool for desktop and laptop)

WHAT'S THIS WORTH?

A better credit profile can save you thousands on mortgages, car finance and credit cards over a lifetime. Compare this to:

• Credit-monitoring subscriptions: £9–20/month (up to £240/year — just to show your score)
• Credit-repair agencies: £50–200/month with no guarantee of results — the Console's letter generator does the core of what they charge for
• A single mortgage rejection: potentially thousands in higher interest

One payment. £47. Lifetime access. No subscription. No renewal.

QUESTIONS, ANSWERED:

There's free advice online — why pay for this? You're right that free information exists — MoneySavingExpert forums, Reddit, the credit reference agencies' own help pages, ICO guidance. The gap isn't information, it's time: working out what actually applies to you, in the right order, without missing a 28-day deadline, usually means piecing together dozens of scattered sources yourself. This product does that legwork for you — UK-specific, structured, in the right order. If you'd rather do the research yourself, that's genuinely fine — StepChange and Citizens Advice are free and excellent.

Will it work on my phone? It's built for desktop and laptop browsers, where you've got room to work through your plan and read your files. It'll open on a tablet, but it isn't a phone app.

Is my data private? Completely. Everything saves inside your own browser on your own device — nothing is sent to any server. You can also back it up to a file only you hold.

Do I need to install anything or sign up? No. It's a small ZIP containing a single file that opens in any browser. No login, no account, no subscription — one payment and it's yours.

Is this financial advice? No — it's an educational tool that helps you use rights you already have under UK law. For free, regulated advice, see StepChange or Citizens Advice.

How fast will I see results? That depends on what's on your file and how consistently you work the plan, which is structured across 90 days. Individual results vary — but you'll always know your exact next step.

👤 WHO BUILT THIS?

This system was built by someone who was exactly where you are. After a series of financial setbacks my credit score dropped and I couldn't get approved for anything. I spent months studying UK credit law, disputing errors across all three bureaus and applying every legitimate method I could find — and rebuilt my score over the following months. The Credit Sorted Console is the interactive version of that exact process. Not theory. Not American advice. The framework that actually worked for me, rebuilt as a tool that guides you through every step.

Individual results vary. Your timeline depends on your starting point and how consistently you follow the system.

✅ 30-DAY MONEY-BACK GUARANTEE

Go through the Console and if you're not satisfied for any reason, email within 30 days of purchase for a full refund — no questions asked. Zero risk.

Your Week 1 tasks are waiting. Download the Console, open it in your browser and take the first real step in the next five minutes. With a 30-day money-back guarantee behind you, the only risk is staying stuck.

⚠️ This product is for educational and informational purposes only. It does not constitute regulated financial advice under the Financial Services and Markets Act 2000 (FSMA). Results vary by individual — this tool does not guarantee any specific credit-score improvement. For free, impartial debt and credit advice: StepChange (stepchange.org), Citizens Advice (citizensadvice.org.uk), and the ICO (ico.org.uk) for your data rights.